Tag: Risk
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Insurance Cover in an Undeclared War
Insurance coverage in such scenarios can be intricate due to the ambiguity surrounding the nature of the conflict and the potential risks involved. Undeclared wars present unique challenges for insurance companies and policyholders alike, as traditional insurance policies may not explicitly address or account for… Read more
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Marine Insurance and War
Marine insurance and war have a complex and intertwined relationship that has evolved over centuries. The impact of war on marine insurance is significant, as it affects the risks, premiums, and coverage associated with insuring maritime activities Read more
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Natural Hazards
Natural hazards are events or processes that occur in the natural environment and pose a threat to human life, property, and infrastructure. Read more
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Insurance Companies’ Equity
Equity in insurance companies is a key indicator of their financial health and solvency. Read more
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Solvency
As the solvency ratio is such a crucial indicator for insurance companies, respectable Regulators have made it mandatory for all the insurers to have a solvency ratio of at least 1.5 and a solvency margin of 150%. Read more
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Types of Flood Insurance
In the context of insurance, flood and water damage refer to the destruction or loss caused by water-related incidents. Read more
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Man-Made Earthquake
Man-made earthquake is typically not covered under earthquake insurance. Read more
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The Real Beneficiary of CAR Insurance Policy
The real beneficiary in a Contractor’s All Risks (CAR) insurance policy is typically the contractor or the principal party involved in a construction project. Read more
